Sumitomo Mitsui Financial Group

It is a Japanese financial group that offers banking and financial services worldwide. It was established by Sumitomo Mitsui Banking Corporation, which is the parent company. It provides a wide variety of services that include banking (personal, investment, corporate), investment management, wealth management, mortgages and more.


The bank’s history goes back more than 400 years. Throughout its history, many situations occurred that allowed the bank to evolve. In 2001, Sumitomo Mitsui Banking Corporation (SMBC) was created through the merger of Sakura Bank and Sumitomo Bank. A year later, SMBC decided to create a holding company called Sumitomo Mitsui Financial Group, Inc. (SMFG). In 2003, a group of entities such as Sumitomo Mitsui Card Company, Limited, SMBC Leasing Company, Limited and The Japan Research Institute became subsidiaries of SMFG.

In 2004, it allied with Promise Co., in charge of consumer finance business, and a year later with NTT DoCoMo, in charge of the credit card business. Subsequently, the bank acquired a new subsidiary, SMBC Friend Securities. In 2009, it bought Nikko Cordial belonging to Citigroup. Three years later, it made one of the most critical purchases in history, the Royal Bank of Scotland Group Plc.

Routing Number

The route number consists of 9 digits that represent the efficiency and guarantee in a bank transfer: 026009674.

Number of Employees

The bank has approximately 86,000 employees.


The rating is the evaluation of a bank and the risks it can take in case of not paying a debt. Moody’s, S&P, and Fitch are the agencies in charge of it.

SMFG has a rating of:

  • Moody’s = A1.
  • S&P =A-. 
  • Fitch = A.

A1 (Moody’s) = It has medium-high quality, low credit risk, but with elements that suggest a susceptibility to long-term deterioration.

A- (S&P Global) = The economic situation could affect financing.

A (Fitch) = It has great solvency capacity and low risk of default.


The headquarters of the entity is in the city of Tokyo, Japan.


If you want to know more about this bank, enter through its website:


It offers commercial financing, syndicated loan, project finance, cash management services, yen compensation, custody and securities services, real estate financing and more. Also, it provides financial assistance, wealth management, mortgages, credit cards, banking (personal, corporate and investment).


  • Address: 1-2, Marunouchi 1-chome, Chiyoda-Ku, Tokyo, Japan
  • Phone Number: 81 3 5512 3411