It is a financial group that has its origins in Sweden. It is a leader in corporate and commercial banking in the Nordic countries. It provides the majority of banking services and operations to clients and companies (Small, medium, and large). These services include investment, capital, transactions, asset management, commercial banking, retail and wholesale banking, and more.


More than 160 years ago, a series of events allowed the creation of SEB (Skandinaviska Enskilda Banken). A competition had originated between two important institutions of that time, such as the Stockholms Enskilda Bank and the Skandinaviska Kreditaktiebolaget.

Stockholms Enskilda Bank was created in 1856 by André Oscar Wallenberg and was the first private bank in Stockholm. Years later, Skandinaviska Kreditaktiebolaget was founded by Carl Fredrik Tietgen.

Skandinaviska Kreditaktiebolaget took advantage because it bought a wide variety of banks. That allowed it to be Sweden’s largest commercial bank in the 1910s and 1920s. Due to the international recession, Skandinaviska Kreditaktiebolaget suffered heavy losses that had to be repaid thanks to a state loan. After that, the bank began to be called Skandinaviska Banken.

These two banks wanted to create a more powerful and competitive bank capable of satisfying the needs of big institutions and clients. Therefore, in 1972, they merged and resulted in SEB.

After overcoming a financial crisis in the 1990s, it became one of the pioneers in establishing an online bank for private clients. After this, it began to buy several companies such as Trygg-Hansa, the shares of 3 Baltic banks (Eesti Ühispank, Latvijas Unibank, Vilniaus Bankas) and one of the most important, the Bank für Gemeinwirtschaft (BfG) in Germany. That allowed it to expand internationally.

For some years, it presented economic crises that forced it to sell shares to several banks.

Routing Number

A routing number is generally used during a bank transfer to identify the institution. The routing number of this bank is 026003036.

Number of Employees

The bank has approximately 15,714 employees.


The rating is the evaluation of a bank and the risks it can take in case of not paying a debt. Moody’s, S&P, and Fitch are the agencies in charge of it.

SEB has a rating of:

  • Moody’s = Aa2.
  • S&P = A+.
  • Fitch = AA-.

Aa2 (Moody’s) = It represents a high quality and with a little more risk to long-term risks.

A+ (S&P Global) = It means that the economic situation could affect the financing.

AA- (Fitch) = The bank has high security.


The headquarters of the cooperative is in the city of Utrecht, Netherlands.


Any additional information can be found on the official website:


1.Transaction Services: They provide a high range of transaction services to individuals and corporations through technology and innovation.

2. Investor Services: They offer local and international banks and clients investment products and services, sub-custody, cash compensation, and more.

3. Investment Banking: They provide investment services and advice to corporate and institutional clients at all times. This service includes corporate finance and debt financing. They are aimed at large companies and corporations in several countries.

The bank offers other services such as asset management, life insurance, and pensions.


Address : The head office is located at Kungsträdgårdsgatan 8, 111 47 Stockholm, Sweden.

Phone Number : +46 77 136 53 65 (Customer Service).