Lloyds Banking Group

It is one of the largest financial institutions in the United Kingdom. It specializes in offering banking and financial services worldwide. Among its most important include retail, commercial, private and investment banking.

History

One of the oldest banks in the United Kingdom was Lloyds Bank that has its origins since 1765. Other vital banks that originated at that time and that have been important in history to form this group are The Bank of Scotland and The Trustee Savings Bank (TSB). TSB and Lloyds Bank merged to form Lloyds TSB Group plc in 1995. Five years later, it acquired Scottish Widows, an insurance company, and that same year also bought the Chartered Trust that belonged to Standard Chartered Bank. It acquired HBOS in 2009, and the entity changed its name to Lloyds Banking Group.

Routing Number

The route number consists of 9 digits that represent the efficiency and guarantee in a bank transfer: 026002655.

Number of Employees

The bank has approximately 75,000 employees.

Rating

The rating is the evaluation of a bank and the risks it can take in case of not paying a debt. Moody’s, S&P, and Fitch are the agencies in charge of it.

Lloyds Banking Group has a rating of:

  • Moody’s = A3.
  • S&P = BBB+. 
  • Fitch = A+.

A3 (Moody’s) = It has medium-high quality, low credit risk, but with elements that suggest a susceptibility to long-term deterioration.

BBB+ (S&P Global) = It is medium level, but they are in a good situation.

A+ (Fitch) = It has great solvency capacity and low risk of default.

Headquarters

The headquarters of the entity is in the city of London, United Kingdom.

Website

If you want to know more about this bank, enter through its website: http://www.lloydsbankinggroup.com/.

Services

The operations provided by the group are divided into retail, commercial, private, and investment banking. Besides, it offers general and life insurance services, pensions, wealth, etc.

Contact

  • Address: 25 Gresham Street, London
  • Phone Number: +44 1733 347 007 (Lloyds Bank)