Heritage Bank

It is the most important mutual bank in Australia located in Toowoomba. It is a member-owned bank and is part of the Client-Owned Banking Association (COBA). It offers financial and commercial services. Provides checking and savings accounts, loans, mortgages, deposits, transfers, lines of credit and more, to customers and businesses


It is one of the oldest banking entities in Australia. It was created by the merger of two relevant institutions of that time, Toowoomba Permanent Building Society and Darling Downs Building Society. The first had been established in 1875 and the second in 1897. For several years, both societies were sharing the title of the “largest society in the state.” In 1937, Darling Downs Building Society kept that title.

Due to the union of both, in 1981, a company with the name of Heritage Building Society was founded. Two years later, it establishes its headquarters in Heritage Plaza. Year after year, the bank’s assets increased and exceeded themselves. In 2011, it changed its name to Heritage Bank (as it is today).

Swift Code

This code is used in international bank transfers: HBSLAU4T.

Number of Employees

This financial company has approximately 800 employees.


The rating of a banking entity is carried out by Moody’s, S&P, and Fitch agencies to verify that debts are paid.

Heritage Bank has a rating of:

  • Moody’s = Baa1.
  • Fitch = BBB+.

Baa1 (Moody’s) = The company has moderate credit risk.

BBB+ (Fitch) = It has high solvency, but sensitive to adverse changes.

S&P Global did not provide a rating to Heritage Bank.


The headquarters of Heritage Bank is located in Toowoomba, Queensland, Australia.


If you want to know more about this bank, enter through its website: http://heritage.com.au


It offers a range of banking services that include opening outstanding, family, and business accounts. Along with that, credit cards (Platinum, Gold, Classic Visa Card, Business Visa), and debit cards. Also, the bank provides insurance for vehicles, loans and business insurance, travel insurance, deposits, and various financial services.

From the website, you can calculate payments, personal and mortgage loans, vehicle loans, interest, taxes, and more.

The bank has an online banking system called Heritage Online (HOL). It allows customers transfers, account management, and payments. Heritage Online also has its mobile application for Android and IOS.


Address: The head office is at 400 Ruthven St Toowoomba, Queensland, Australia.

Phone Number: 13 14 22 (From Australia), +61 7 4690 9000 (From Overseas).

Email: [email protected]