Emirates NBD

It is a banking entity that belongs to the government of Dubai and operates mostly in UAE. It is an institution that offers banking services (investment, commercial, retail, private), insurance and financial services.


It was created under the name of the National Bank of Dubai (NBD) thanks to the approval of Sheikh Rashid bin Saeed Al Maktoum in 1963. It was the first bank established in the country and the UAE. In 2007, it merged with Emirates Bank International (EBI) to form Emirates NBD (its current name). The purpose of the union of the two banks was to expand and consolidate the services of the banking and financial sector. In 2017, it established offices in Mumbai, India. The bank had high international growth when it acquired DenizBank by creating its branch network in 13 countries.

Routing Number

The route number consists of 9 digits that represent the efficiency and guarantee in a bank transfer: 302620122.

Number of Employees

The bank has approximately 10,000 employees.


The rating is the evaluation of a bank and the risks it can take in case of not paying a debt. Moody’s, S&P, and Fitch are the agencies in charge of it.

Emirates NBD has a rating of:

  • Moody’s = A3.
  • Fitch = A+.

A3 (Moody’s) =It has medium-high quality, low credit risk, but with elements that suggest a susceptibility to long-term deterioration.

A+ (Fitch) = It has great solvency capacity and low risk of default.


The headquarters of the entity is in the city of Dubai, United Arab Emirates.


If you want to know more about this bank, enter through its website: http://www.emiratesnbd.com/.


  • Personal Banking: It offers a wide variety of services and products that include accounts (savings, current, Islamic, value, etc.), bank packages, cards (credit, prepaid, debit, commercial, etc.), loans (personal, vehicles, homes), foreign exchange and more.
  • Business Banking: It provides business packages, business accounts, business letters, cash management, treasury, financing, working capital, mortgages, loans and more to its commercial clients.


  • Address: Dubai – Head Office 11th Floor, Emirates NBD Group, Baniyas Road, Deira P.O. Box 777
  • Phone Number: +971 600 540000