American Express

It is one of the most recognized multinational entities in the United States and worldwide. It offers financial, banking, insurance, and financial services. It is famous thanks to the credit cards and checks it provides in many countries.


It was created in New York in 1850 due to the need to develop an express mail entity. Its founders coincided with those of Wells Fargo Bank (Henry Wells, William G. Fargo), along with John Warren Butterfield. Its first headquarters was built on Hudson Street in New York City in 1858. Although for many years, it was continually changing offices.

American Express was working with several banking institutions to expand throughout the country; one of them was Wells Fargo. It expanded its range of financial products and services in 1857 and, in 1882, began working in the money order business. During the First World War, it supported stranded travelers by granting them letters of credit. It was the only bank that helped them. From that moment, it won the trust of several countries, including England.

In the 1950s, the entity began distributing credit cards of various types (Gold, Platinum, etc.). Therefore, it is recognized today worldwide. Starting in 1980, it made a series of purchases to expand the spectrum of financial services offered. It acquired the Sanford I. Weill’s firm Shearson Loeb Rhoades a year later. It continued to make purchases such as the Lehman Brothers Kuhn Loeb trade, the investment banking firm, the Diversified Services for Investors, and EF Hutton & Co.

Today, due to the financial crisis of 2008, it received permission to become a bank holding company.

Routing Number

The route number consists of 9 digits that represent the efficiency and guarantee in a bank transfer: 124085066.

Number of Employees

Currently, the bank has approximately 59,000 employees.


Moody’s, S&P, and Fitch agencies continuously assess the performance of banks.

American Express has a rating of:

  • S&P = BBB+.
  • Moody’s = A3.
  • Fitch = A.

BBB+ (S&P Global) = It means that it has a medium level, but they are in a good situation.

A3 (Moody’s) = It has medium-high quality, low credit risk, but with elements that suggest a susceptibility to long-term deterioration.

A (Fitch) = It has excellent solvency capacity and low risk of default.


The headquarters of American Express is located in New York, United States.


The bank can be accessed through this address:


Its main virtue is to offer several types of credit cards to customers worldwide. Some of them are the Gold card, the Platinum card, and the Amex EveryDay credit card. The bank also provides financial services, commercial loans, international and automated payments, personalization of credit cards, prepaid debit accounts, and savings.


  • Address: 200 Vesey Street, New York, NY 10285-3106.
  • Phone Number:¬†212-640-2000, 1-800-528-2122 (Customer Service).