ADCB is the abbreviation of Abu Dhabi Commercial Bank. It is a banking entity created as a corporation in the United Arab Emirates (UAE). It offers a variety of commercial, financial, investment, retail, and Islamic banking services to clients and companies. It is the third-largest bank in the UAE by assets.


The banking institution was founded in 1975 under the name of Khalij Commercial Bank. Ten years later, in 1985, through its union with Emirates Commercial Bank, Federal Commercial Bank, and Khaleej Commercial Bank, it was established under the name of Abu Dhabi Commercial Bank. It was created as a public shareholding company to provide a wide range of services and products to customers and companies that needed it.

To obtain more presence, it began to establish branches in the countries of the United Arab Emirates. In total, it opened 33 offices. In 2003 and 2004, it created a system to provide complete services and allow customers to perform banking operations whenever and wherever. Subsequently, ADCB joins Macquarie Bank of Australia to provide a more robust and reliable infrastructure and services.

In 2010, the bank acquired retail and SME banking services. In this way, it managed to increase the number of customers. Currently, it has a network of 48 branches in the UAE, 2 in India, and one in the United Kingdom.

Routing Number

Swift Code is the set of characters that identify the bank during an international money transfer: ADCBAEAA.

Number of Employees

Currently, the bank has more than 5000 employees.


The different agencies of Moody’s, S&P and Fitch, are responsible for assessing the capacity of a bank to pay off debts due to loans acquired.

ADCB Bank has a rating of:

  • Moody’s = A1.
  • S&P = A.
  • Fitch = A+.

A1 (Moody’s) = It refers to a medium-high quality, low credit risk, but with elements that have a long-term risk susceptibility.

A (S&P Global) = It means that the economic situation could affect the financing.

A+ (Fitch) = It has excellent solvency capacity and low risk of default.


ADBC has its head office in Abu Dhabi, United Arab Emirates.


To learn more about this Arab bank, go to


  • Personal Banking: It allows customers, in general, to carry out banking operations of all kinds.
  • Business Banking: It offers a full range of financial and corporate services to companies and organizations.
  • Islamic Banking: It provides banking operations following the principles of Islamic law (Sharia). These services must be respectful and must not go against the principles of Islamic society.


Address: Abu Dhabi Commercial Bank Building, Shk Zayed Street. P. O. Box: 939, Abu Dhabi, United Arab Emirates.

Phone Number: 600 50 2030(Within UAE), 600 56 2626 (Islamic Banking), +971 2 6210090 (Outside UAE).